Associated Bank Online Banking Login

Associated bank operates as a nationally chartered intra-state bank. The bank offers deposits and loan products. It was founded in 1861.

Associate Bank has made it a lot easy for their customers to bank and manage their bank accounts via the internet. With its easy to use platform, customers can login anytime and make payments, transfer money etc. Customers can also use their tablets, iPads and mobile phones. In this post, we will guide you on how you can login into your account, retrieve your password and register for the internet banking services.

How to login

Its 100% free to create an online account with Associate Bank. Once you have created the account, you can login anytime and manage your bank account. Here are the steps you need to follow to login:

Step 1-Open your web browser and go to https://www.associatedbank.com/

Step 2-Enter your user ID, and click “sign in”

step-2

Step 3-Enter your password

step-3

You want to make sure that you are using the correct login details. Otherwise, you will not be able to access your online account

How to reset your password

You can reset your password if you can access your online account. The process is pretty simple and you can do it in as short as 5 minutes. Here are the steps you need to follow:

Step 1-Go to the homepage and enter your login ID

Step 2-Click “forgot your password?”

password-1

Step 3-Enter your username and date of birth and click “next”

password-2

How to enroll

It’s free to create an online account with Associate Bank as long as you have an account with the bank.  You will be required to provide certain details about your bank account. Here are the steps you need follow:

Step 1-Start again on the Homepage and click “enroll”

enroll-1

Step 2-See the details that you are required to enroll for the online services

enroll-2

Step 3-Read the terms and conditions and click “accept”

enroll-3

Manage your online account for Associate Bank

Here are the advantages of registering an online account with the American bank:

  • Pay your bills through the internet
  • Transfer money between accounts
  • Check account balance and transaction history
  • Get transaction alerts
  • 24/7 online customer support
  • Report a stolen or lost card

Associated Bank Review

Associated Bank operates as a subsidiary of Associate Bank-Corp, a regional bank holding company that provides commercial banking, retail banking, commercial real estate lending, specialized financial services, insurance and private banking services.

It is based in Green Bay, Wisconsin and it is the largest bank by assets headquartered in Wisconsin. The main focus of the bank is middle-market commercial banking in Minnesota, Illinois, Wisconsin and the upper Midwest.

As of 30th June 2017, the bank had about $30 billion in assets and was among the top 50 publicly traded holding companies in the United States. The bank is a nationally chartered bank and a member of the Federal Deposit Insurance Corporation (FDIC).

Associated Bank was founded in 1970 when three community banks merged to form Associate Bank. The 3 founding community banks include Kellogg Citizens National Bank, Green Bay, established in 1874; The First National Bank of Neenah, established in 1861; Manitowoc Savings Bank, established in 1884.

The company merged all its affiliate banks to form Associate Bank, N.A in the 1990s and 2000s. Associated Bank, N.A is a fully owned subsidiary.

The bank has a nice checking enrollment bonus and free access to ATMs nationwide. Its overdraft fees are high and savings rates are very low.

Checking accounts

Customers who have a checking account with Associated Bank get great solid perks, including free access to the thousands of ATMs around the country. Associated Bank offers this by forming a partnership with surcharge-free ATM network MoneyPass.  For customers who live in Illinois, they get to access the STARsf ATM network.

First-time customers can qualify for a sign-up bonus of $150 by December 31st, 2017 when you open the bank’s Brewers Checking account. This program is on top of an Elite Checking or Associate Checking account that offers sports-themed benefits like discounts on Milwaukee Brewers games.

If you open a checking account with a minimum of $100 and use the online bill pay three times, or receive $300 of direct deposits, you get a bonus.

In addition to the bonus, the standard checking is a simple account. Customers can get the monthly fee of $11 waved in several ways: get a minimum of $500 in direct deposit every month, maintain a minimum daily balance of $1,000, or maintain $2,500 in all your Associate accounts. You can also avoid the fee if you are less than 24 years of age and enroll for eStatements.

Benefits

  • A low minimum opening deposit of $100
  • 25,000 free ATMs in addition to 55,000 STARsf and Allpoint ATMs for customers in Illinois
  • Sign up bonus $150 for new customers, but expires on 31st December 2017

Downsides

  • Earns no interest

Savings accounts

You can open an Associated Bank savings account with only $25 and two out-of-network ATM fees every month. Getting the monthly fee of $5 isn’t onerous; just maintain a daily balance of $300 of set up a recurring monthly transfer of more than $25. However, if you don’t get that fee waived, you will certainly wipe out the interest that you get from this account’s savings rate of 0.05%.

Benefits

  • Low opening deposit of only $25
  • Two free ATM withdrawals every month at non-Associated Bank ATMs

Downsides

  • Monthly fee of $5 waived if you maintain a daily balance of $300 or recurring monthly transfer of at least $25
  • Low savings rate of only 0.05%

Certificate of Deposit

Associated Bank’s shining star for savings is a thirty months Certificate of Deposit with a 1% APY. All other certificate of deposits comes with disappointing rates such as 0.15% or 5-year terms.

Preferred or higher rates are available for those that have a qualifying Associated Bank checking account, which means that the bank determines which are qualified. Regardless of the balance, $1,000 is the minimum daily balance

Benefits

  • Various terms available
  • 30-month certificate of deposit earns an APY of 1%

Downsides

  • Low rates on standard certificate of deposit, usually 0.1%; four-year CDs have an APY of 0.15 and five-years CDs have 0.35% unless you qualify for preferred rates

Conclusion

Associated Bank customers get to enjoy a sign up checking bonus of $150 and free access to the many ATMs nationwide. There are also low savings rates apart from the 30-month CD.